Terms & Conditions

Aventis Capital

Effective Date: [03-01-2026]
Last Updated: [03-01-2026]

These Terms and Conditions (“Terms”) govern the access to and use of the services provided by Aventis Capital (“Aventis Capital”, “we”, “us”, “our”). By accessing our website, engaging our services, or availing any financial product through us, you (“Client”, “User”, “you”, “your”) agree to be bound by these Terms.

If you do not agree with these Terms, you must refrain from using our services.

1. About Aventis Capital

Aventis Capital is a financial services firm operating as a distributor, facilitator, and intermediary for financial products, including but not limited to:

• Mutual Funds (including NFOs)

• Loans

• Insurance Products

• National Pension System (NPS)

• Fixed Deposits (FDs)

• Exchange Traded Funds (ETFs)

• Bonds and other permitted financial instruments

We operate in accordance with applicable Indian laws and regulations.

Business Details:
Proprietor: Joy Banerjee
Address: 1767, Sector-7E, Faridabad – 121006, Haryana, India
Email: joy.banerjee@aventiscapital.co.in
Phone: +91-9910833655

2. Regulatory Framework

Our services are subject to applicable Indian laws and regulatory guidelines, including but not limited to:

• Securities and Exchange Board of India (SEBI) regulations

• Association of Mutual Funds in India (AMFI) guidelines

• Insurance Regulatory and Development Authority of India (IRDAI) regulations

• Pension Fund Regulatory and Development Authority (PFRDA) guidelines

• Reserve Bank of India (RBI) directions (where applicable)

• The Information Technology Act, 2000

• The Digital Personal Data Protection Act, 2023

3. Nature of Services and Role Limitation

Aventis Capital acts solely as a distributor / intermediary and:

• Does not issue, underwrite, guarantee, or insure any financial product

• Does not provide portfolio management services unless expressly agreed in writing

• Does not offer assured or guaranteed returns

• Does not act as a fiduciary unless mandated by law

All financial products are issued and governed by the respective Asset Management Companies (AMCs), banks, NBFCs, insurers, pension funds, or issuers.

4. Client Eligibility

By using our services, you confirm that:

• You are legally competent to enter into contracts under Indian law

• You have provided accurate and complete information

• You are complying with applicable tax, foreign exchange, and regulatory requirements

We reserve the right to refuse service at our discretion, subject to law.

5. Client Obligations

You agree to:

• Provide accurate, complete, and updated information

• Comply with KYC, AML, and regulatory requirements

• Review all product documents, scheme information documents (SID), key information memoranda (KIM), offer documents, and policy wordings

• Make independent investment decisions based on your risk profile

You acknowledge that all investments are subject to market risks.

6. No Investment Advice Disclaimer

Unless expressly stated in writing:

• Information provided by Aventis Capital is general and informational in nature

• Nothing constitutes personalized investment advice, tax advice, or legal advice

• Past performance is not indicative of future results

You are encouraged to consult independent advisors where required.

7. Risk Disclosure

You acknowledge and accept that:

• Financial products carry market, credit, liquidity, and regulatory risks

• Mutual funds, ETFs, bonds, and market-linked products are subject to volatility

• Insurance and loan products are governed by issuer-specific terms

Aventis Capital shall not be liable for losses arising from market fluctuations or issuer actions.

8. Fees and Commissions

Aventis Capital may receive commissions, incentives, or brokerage from product manufacturers as permitted under applicable regulations. We do not exclusively charge any commission directly from our clients for our services.

Where applicable, such compensation shall be disclosed in accordance with regulatory requirements.

9. Third-Party Platforms and Links

Our services may involve third-party platforms, RTAs, banks, insurers, or service providers. We do not control and are not responsible for their systems, policies, or availability.

10. Limitation of Liability

To the maximum extent permitted by law:

• Aventis Capital shall not be liable for indirect, incidental, consequential, or special damages

• Liability shall not extend to losses arising from market risks, regulatory changes, issuer defaults, system failures, or force majeure events

Our liability, if any, shall be limited to fees received directly by us for the specific service.

11. Intellectual Property

All content, branding, logos, and materials associated with Aventis Capital are our intellectual property and may not be used without prior written consent.

12. Data Protection and Privacy

Personal data is collected and processed in accordance with our Privacy Policy, which forms an integral part of these Terms.

13. Suspension and Termination

We reserve the right to suspend or terminate services:

• For regulatory non-compliance

• For provision of false or misleading information

• For misuse of services

• As required by law or regulatory authorities

Termination shall not affect accrued rights or obligations.

14. Force Majeure

We shall not be liable for failure or delay in performance due to events beyond reasonable control, including natural disasters, government actions, system outages, or regulatory restrictions.

15. Amendments

We may modify these Terms at any time. Updated Terms shall be effective upon publication unless otherwise stated.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.
Courts at Faridabad, Haryana shall have exclusive jurisdiction.

17. Grievance Redressal

For any queries or grievances:

Grievance Officer:
Joy Banerjee

Contact Details:
Email: joy.banerjee@aventiscapital.co.in
Phone: +91-9910833655